Insurance coverage issues related to the novel Coronavirus and related COVID-19 illness can occur with a variety of insurance policies. The most common issue so far has been coverage for business interruption or business income losses and extra expenses losses. However, coverage issues can occur with other commercial insurance policies, too. See below for a brief summary of the business insurance issues that are commonly arising:
Commercial Property Insurance / Businessowners Insurance (BOP)
Commercial General Liability Insurance (CGL)
Workers Compensation Insurance (Work Comp)
Directors and Officers Liability Insurance or Management Liability Insurance (D&O)
Employment Practices Liability Policies (EPLI)
Event Cancellation Policies
Insurance Agent and Broker Errors and Omissions Liability (E&O)
We expect to see claims against insurance agents and brokers related to COVID-19, including:
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