How CILC Can Help Your Business with Insurance Problems

A short video of CILC Principal Damian J. Arguello explaining how CILC helps businesses with insurance claim delays or denials and avoid insurance coverage and risk management problems in the first place.



Industries We Cover

CILC has counseled clients in numerous industries, including:

  • Construction
  • Real estate/Property Management/HOAs
  • Professional services/Lawyers/Physicians/Accountants/Architects/Engineers
  • Energy/Oil & Gas/Solar
  • Manufacturing/advanced manufacturing
  • Biosciences
  • Nutraceuticals
  • High-tech/Clean Tech
  • Financial services
  • Food & agriculture/Co-packers
  • Healthcare
  • Tourism/recreation/hospitality
  • Transportation
  • Venture capital
  • Nonprofits
  • and many more.

Types of Insurance Coverage We Handle

Regardless of the insurance coverage dispute your business faces, CILC has the knowledge to help. The kinds of insurance policies we have experience with include: 

  • Additional Insured/Indemnity
  • Agent/Broker/Producer Liability
  • Aircraft
  • Builder’s Risk
  • Businessowners (BOP)
  • Commercial Auto/Trucking
  • Commercial General Liability (CGL)/Umbrella
  • Commercial Property (Fire, Flood, Hail, Business Interruption/Business Income)
  • Construction Defect
  • Crime/Fidelity
  • Cyber/Data Breach/Privacy
  • Difference in Conditions
  • Umbrella/Excess Liability  
  • Directors & Officers Liability (D&O)
  • Employment Practices Liability
  • Equipment Breakdown/Boiler & Machinery
  • Flood
  • OCIPS/CCIPS/Wrap-Up Policies
  • Product Liability
  • Product Recall/Contamination
  • Professional Liability (E&O)
  • Social Engineering
  • Surety Bonds
  • Title Insurance
  • Workers Compensation
  • Commercial General Liability (CGL)

Insurance expertise with your business in mind

These services won’t break the bank. CILC can customize our work for your business’ needs and budget. Contact us today for a free consultation

Insurance Coverage Disputes/Insurance Recovery


If your business has a claim that is delayed or denied, CILC can help. We will work to obtain the benefits the insurer delayed or denied as quickly as possible so you can get back to running your business. CILC’s principal attorney, Damian J. Arguello, has helped his clients recover tens of millions of dollars of insurance benefits.

Damian J. Arguello has negotiated and litigated numerous insurance coverage disputes on behalf of businesses in federal and state courts in Colorado and nationally. He has also served as appellate counsel briefing and arguing insurance cases before federal and state appellate courts. He has also arbitrated matters and participated in other alternative dispute proceedings.


Insurance Portfolio Counseling

What business owner or manager would execute contracts worth millions of dollars to the business without consulting a lawyer? Countless, it turns out.

Your insurance policies are one of your business’ most valuable but overlooked assets. They are complex contracts potentially worth millions of dollars in benefits to your business when a loss occurs. You may not learn whether your insurance policy will deliver until you have a claim. Why take that chance?

Few businesses ask their lawyers to review their insurance contracts to confirm that they are appropriately tailored for their unique risks. Fewer still seek the advice of experienced insurance counsel.

Yet, insurance policies are not ordinary contracts. They are complicated, technical contracts requiring in-depth experience and expertise to properly understand.

It is critical that your policies coordinate with your business’ other contracts, including those with customers, suppliers, vendors, distributors, contractors, subcontractors, and others. These contracts often contain indemnity obligations and insurance requirements that implicate your insurance policies.

CILC can work with you, your business attorney, and your insurance agent/broker to make certain that your insurance policies and contracts are part of a cohesive risk management program that protects your business assets and income. Our process is simple. CILC will:


  • Identify your company’s key risk exposures through interviews, a site visit, and discussions with your broker and/or internal risk management staff
  • Interview your broker to verify qualifications, experience, and diligence
  • Review your current risk management program, including insurance policies and key business contracts (e.g., leases, vendor contracts, customer contracts)
  • Identify strengths and weaknesses of insurance coverage
  • Prepare a written report summarizing our findings and recommendations

Business Disputes & Contract Negotiations

Insurance coverage issues arise in many business disputes and transactions. CILC’s insurance expertise helps in these matters. We have experience with all types of commercial law engagements. If you have a business dispute or negotiation, we will work with you and your business lawyer to manage the insurance issues that come up.